SOUNDPAYMENTS | Sound Wallet Test
Sound Payments is a multi-channel, diversified technology company with innovators and experts in the Payments, Petroleum and Financial Services Industries. Our company supports business growth worldwide by providing cutting-edge, simplified software and hardware solutions in multiple industries.
Payments, semi-integration, semi-integrated payments, payment solutions, ISV, ISO, Resellers, cloud services, healthcare technology, practice management system, practice management companies, PCI, POS, petro, petroleum, software, hardware, financial services, semi-integrated, payment solution, ISV, EMV, merchant, retail, retailer, ECR, electronic cash registers, solutions
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A Digital Commerce Solution

Sound Wallet is an alternative payment system for financial transactions, leveraging a mobile wallet with a combination of other software and hardware devices to support a virtual and physical payment system. It allows for clients to pay with cash, debit or credit cards to buy prepaid services and load funds into the wallet that allows transfers to more than 200+ countries.

Closed & Open-Loop Capable Wallet

Closed-loop system

Cash Heavy Retailer Solution – combination of hardware and software accepts cash, credit, and debit and is loaded into a virtual wallet.

Prepaid Phone Services – allows for debit and credit payment to buy prepaid phone talk and data time.

Money transfer – load funds into wallet using cash, credit, and debit to transfer funds to more than 200 countries

Open-loop system – the e-account

Virtual Financial Services – Pay bills

Transfer funds to closed-loop account

Utilize ATM network

Imagine a safer, more efficient process for collecting, counting, storing and depositing funds with a virtual wallet solution for consumers. Sound Wallet – a Digital Commerce Solution – allows retailers to eliminate cash, allows clients to pay with a debit and credit card products, and decreases safety concerns for employees.


A money management portal is provided for administrators with easy access from any PC, Tablet or Mobile device. Our solution includes a virtual wallet and is convenient, cost-effective and ensures secure transportation.

Delivering a Better Solution for Merchants and Consumers

Eliminate Risks for Merchants

Increase safety

Lower rate for debit and credit card acceptance

Lower operational costs by eliminating cash access and transporting cash to bank

Remove cost of maximum cash deposit allowable fees charged by banks in exchange for a low flat monthly service fee

Improve Service for Consumers

Virtual wallet

Flexible payment options - fund wallet with debit , credit or cash

Mobile app for easy wallet management

Low cost account with low minimum balance and never be overdrawn

Access to 24/7 virtual banking

How It Works

1.  Consumer downloads an app, registers, and applies for an account


2.  Cash vault takes in cash, checks for authenticity and adds amount to virtual wallet


3.  Cloud Portal gives bank immediate access to deposit information


4.  Secure transfer of cash to bank (via armored car service)

5.  Sound Wallet connected to bank’s core system for immediate credit to account


6.  Revenue at cash vault for wallet reloads is optional


7.  Merchant can pay a reduced processing fee or pass on costs to customer via surcharge


8.  All processed transactions will have a 24 hour credit cycle

Sound Wallet allows for clients to pay with debit and credit cards to buy prepaid services for phone talk and data.


      • Add minutes to prepaid phone service with an expanded retail footprint
      • Pay with cash, debit or credit
      • Provide consumer convenience
      • Increase money in circulation
      • Provide an electronic payment solution for the unbanked and underbanked

Sound Wallet allows for clients to pay with cash, debit and credit cards to load funds into the wallet that allows access to transfer money to 200 + countries.


      • Easily enable person-to-person or person to business money transfer at a lower cost
      • International and domestic fund transfers available
      • Increase money in circulation
      • Provide an electronic payment solution for the unbanked and underbanked

Pay Bills

Transfer money to closed-loop network


      • Enable Direct Deposit
      • ACH into Account
      • Remote Check Capture
      • Utilize Kiosk at Authorized Locations